260 Newport Center Drive, Suite 429 Newport Beach CA 92660 | CFL License #60DBO-171316
Personal loans with low fixed rates

Say bye to high interest debt with low fixed rates.

  • Competitive and low fixed rates
  • Combine multiple bills into one affordable monthly payment
  • Loan amounts $10,000 - $100,000
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Funding in as little as 48 Hours Fast & Easy Process Low, Fixed Interest Rates
Funding in as little as 48 Hours Fast & Easy Process Low, Fixed Interest Rates Funding in as little as 48 Hours Fast & Easy Process Low, Fixed Interest Rates Funding in as little as 48 Hours Fast & Easy Process Low, Fixed Interest Rates Funding in as little as 48 Hours Fast & Easy Process Low, Fixed Interest Rates Funding in as little as 48 Hours Fast & Easy Process Low, Fixed Interest Rates Funding in as little as 48 Hours Fast & Easy Process Low, Fixed Interest Rates Funding in as little as 48 Hours Fast & Easy Process Low, Fixed Interest Rates Funding in as little as 48 Hours Fast & Easy Process Low, Fixed Interest Rates

Step 1

Complete our easy
to fill application

Step 2

Choose your
personal loan

Step 3

Money funded within
48 hours or less†

Calculate your payment

Checking your rate will not affect your credit score.

$5,000 $5k
$100,000 $100k
Payment as low as $850 /mo
Apply Now
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Why Unifi Funding?

  • Low Rates

    Rates starting at 6.95% APR*

  • Easy Process

    Simple over the phone secured application

  • Fast Funding

    Get funded in as little as 48 hours

Even if you have less
than perfect credit!

Unifi Funding is your one stop shop.
Custom loan solutions for unique
financial situations.

Personal Loans
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Consolidation Loans
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Business Loans
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Who we are

We know firsthand how overwhelming it can be to choose the right financial solution or service. We made it our mission at Unifi Funding to break down the barriers to personal lending. By creating a simple path to getting the money you need for your specific needs.

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Call now to speak to a dedicated loan specialist (855)719-5945

Frequently Asked
Questions

Is collateral required for loan approval?

There is no collateral required for loan approval through UniFi Funding. Avoid the stress of liens against your property.

I am pre-approved does that guarantee financing?

A pre-approval offer does not guarantee loan approval. Based on the information in your credit report, you have met certain criteria in regards to your creditworthiness for this offer.
Offers can be denied due to a change in your credit history, income verification or other changes. After your application is submitted with all necessary documents, we will then be able to determine if you qualify for the loan offer.

How are the rates different from my credit card and Unifi Funding?

Most credit card rates are variable, which means that they change over time and are mostly tied to the economy’s index rate. Everyday there is interest building on your credit card accounts. You may unknowingly be paying much more due to the accumulation usage on a daily basis.
Unifi Funding offers low rates with a fixed schedule. There is a clear schedule provided so you know when your debt will be paid off. You don’t have to worry about your rate changing based on the economy’s index rate and it will always remain the same until you satisfy your loan.

How is my interest rate calculated?

Interest rates are determined by your credit score, credit history, income, loan amount and length of loan. Everyone’s credit and financial circumstances vary. Once your application is submitted, we are able to explore what solutions are available for your unique situation.

Do I have to pay a fee for early repayment of my loan?

There are NO additional fees or costs for paying your loan off early. Early repayment will reduce the total interest paid on your loan because you only pay interest on the balance.

What are the benefits of debt consolidation?

You can stop trying to balance your bills with the balances that you can’t seem to pay off. By having one monthly payment with a fixed rate, you are able to simplify your situation and get closer to becoming debt free.

How much can I borrow?

Annual percentage rates (APRs) through Unifi Funding range from 5.49% APR (AA) to 29.99% APR for first-time borrowers, with the lowest rates offered to the most creditworthy borrowers. Minimum loan amount is $5,000.00. Maximum loan amount is $100,000.00. Eligibility is not guaranteed, and requires that you meet credit and other conditions.